For several years now I have done a photo a day as a kind of visual diary. It is interesting to look back and see what we did, say 2 years ago to the day. Some would find this hard to keep up, but I have found it fun. It is totally free but if you want more albums and total privacy this only $19.99 a year. See http://365project.org/ .
Don't confuse with Microsoft's Office365 which is totally unrelated and which is a subscription service. I use OpenOffice instead and that is free. See https://www.openoffice.org/download/ .